28. February 2013 Market Report Winter 2013In UNION Gruppen's Market Report Winter 2013 we present our summary of the Norwegian real estate market for 2012, and our forecasts for the future. Read about which conditions we expect will influence transactions this year, about updated credit terms and what investors can expect to be left with in the average transaction after bank margin. We also present key figures for return on investment for commercial property, yields and rent estimates.